About

Lifestyle Trust helps individuals manage the tasks of daily living that seem to get more complicated and consume more time as we get older. We make it possible for individuals to maintain an independent, carefree lifestyle. You and your family will rest easy knowing that an experienced individual is visiting your loved one in their home and helping them manage their daily financial tasks.

Families of these individuals often find themselves faced with the task of evaluating the needs of their parent, locating service providers, researching providers’ qualifications, arranging for service and following up with the providers to make sure they are delivering quality services. These tasks can be daunting for any family member but for those with little time on their hands and those that live at a distance, these tasks can be nearly impossible.

We can help with everything from bill paying to arranging for  in-home nursing care. We will work closely with all advisors to make sure that the needs of the client are communicated, to analyze the budget and present options for on-going care as the client’s needs change.

Kathy Ciganek, President

Kathy is a professional who provides personal assistance to individuals who have difficulty managing their personal monetary and business affairs. Her mission is to live with integrity while making a difference in the lives of others by building close, trusting relationships with her clients providing them with a sense of financial well-being. Kathy began her practice of “putting the pieces together” for individuals by offering safe money solutions and prudent risk management plans consistent with their financial goals and objectives.

Kathy has more than 15 years of experience in the insurance industry and offers her clients beneficiary reviews, identification of coverage gaps, and other areas that may conflict with an existing Estate Plan, IRA or Retirement Plan, Life or Health Insurance. She has expertise in Life Insurance needs analysis and policy selection.

Prior to moving to Florida, Kathy worked as a Market Manager with a major Fortune 500 company in Bedminster NJ. Her responsibility included educating consumers and direct marketing of promotional materials. Kathy’s achievements include receiving the AT&T Spirit of Communications and Hall of Excellence Award for Team Leadership and Individual Merit.

Kathy graduated with honors from the College of St. Elizabeth, Convent Station, NJ, with a Baccalaureate of Science Degree in Business Administration. Kathy is a Registered Professional Guardian with the Florida State Guardianship Association and is a member of the American Association of Daily Money Managers, and National Ethics Association. She is involved in several community activities and volunteers with various associations within her community.